Rent vs. Buy: Decoding the True Cost

Is it really cheaper to rent than buy? In this data-driven kickoff episode, host Tim Lucas (editor of MortgageResearch.com) and seasoned originator Craig Berry break down the surprising numbers behind renting an apartment versus owning a $300,000 home over five years. You’ll discover:Why every major U.S. metro is currently “rent-cheaper” — and what that means for your walletHow equity gains and principal pay-down can slash the net cost of homeownershipThe maintenance “wildcard”: planning for $4K–$12K a year in repairsMarket dynamics: rising inventories, 7 million new jobs, and mortgage rates hovering near 7%Creative tactics like hybrid renting/investing and house hacking to build wealthWhether you’re saving for your first down payment or weighing your rental renewal, this episode gives you the real, personalized framework to decide what’s right for you. No guesswork—just clear insights so you can move forward with confidence.