Renters Rejoice: New Trump Rule Helps You Buy a Home - Dave Galloway 7-9-25

Big changes are coming to homeownership under the Trump administration, and they could be a game-changer for first-time buyers. In a conversation with Heartland Home Mortgage’s Dave Galloway, we break down the new policy allowing rent payments to count toward mortgage qualification—finally rewarding financial responsibility without requiring credit card debt. Backed by housing advisor Bill Pulte, this move aims to open the doors for more Americans, especially younger buyers and those following debt-free principles like Dave Ramsey's. We also touch on the possible privatization of Fannie and Freddie, how new scoring models could simplify loan approvals, and why down payment assistance programs are making homeownership more accessible than ever. Whether you're buying your first home or refinancing, Dave offers practical insights on rates, smart lending strategies, and why now might be the perfect time to make your move.Get the stories from today's show in THE STACK: https://justinbarclay.comKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.comGet the stories from today's show in THE STACK: https://justinbarclay.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comProTech Heating and Cooling - http://ProTechGR.com New gear is here! Check out the latest in the Justin Store: https://justinbarclay.com/storeUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinHeartland Home Mortgage http://HHMLending.com