Renters' Rights Act 2026: What Actually Changes & What It Means for You | Part 1

The Renters' Rights Act - What Every Tenant, Landlord and Homebuyer Needs to Know (Part 1) The Renters' Rights Act is now law, and it is the biggest shake-up the private rental sector has seen in over 30 years. Whether you are renting, letting, or trying to buy your first home, this legislation affects you. In this episode of The Mortgage Mum Podcast, host Sarah Tucker, CEO of The Mortgage Mum and regular contributor to ITV's This Morning,  sits down with Louisa Sedgwick, Managing Director of Mortgages at Paragon Bank. With over 30 years of experience in specialist mortgage lending, Louisa is one of the most respected voices in the industry. This is Part 1 of a two-part conversation. Together, Sarah and Louisa cover the real value of the private rental sector for first-time buyers, the benefits of renting before buying, what the rental experience teaches future homeowners, and the significant monetary contribution the PRS makes to the UK economy. They also look at who makes up the landlord population, what is most misunderstood about the Renters' Rights Act, what Phase 2 looks like, and the most significant recent legislative changes shaping the market. This is essential listening for tenants who want to understand their new rights, landlords who need to know their new obligations, and aspiring buyers who want to understand how this changing landscape affects their journey to homeownership. Part 2 is coming soon. Make sure you are subscribed so you do not miss it. Hosted by Sarah Tucker, CEO of The Mortgage Mum. Guest: Louisa Sedgwick, Managing Director of Mortgages, Paragon Bank.