Replace or Preserve? Smarter Roofing in a New Insurance Era. (2-7-26)

This episode of https://FixItRadio.com pulls back the curtain on one of the most expensive—and misunderstood—parts of homeownership: your roof. Host John Rush is joined by Dave Hart of Roof Savers of Colorado (https://roofsaversco.com/) and insurance expert Paul Leuenberger (https://www.americannational.com/agent?s=paulleuenberger-683) for a candid discussion on roofing, insurance, and personal responsibility. The conversation challenges the old mindset of “wait for a hailstorm and file a claim.” With deductibles rising, ACV policies becoming the norm, and insurers tightening requirements, listeners are shown why preventative maintenance may now be the smartest financial move. What actually happens when shingles dry out? Can roofs be preserved instead of replaced? And how do insurance claims today follow you for years? The episode also exposes the risks of storm chasers, rushed claims, and misleading inspections—along with how homeowners can protect themselves before making costly mistakes. From RoofMax treatments and financing options to real-world insurance math, this hour reframes roofing as a long-term strategy rather than a reaction to disaster. If you want fewer surprises, more control over your costs, and peace of mind before the next storm hits, this is an episode you don’t want to miss.