Replay: Can rebuilding for resilience make insurance affordable? (with Alisa Valderrama)

One year ago, the Los Angeles wildfires made one thing unmistakably clear: climate risk is no longer peripheral to urban life — it is a defining condition for many cities. The loss of thousands of homes has forced urgent questions about how to rebuild in climate-risk areas.Homeowners are facing rising insurance costs — further exacerbating the affordability crisis. Earlier this year, we explored how pricing climate risk into insurance could create a pathway for insurers to re-enter these markets. Beyond that approach, there are more efforts to make insurance more affordable. But without fundamentally changing how we design for resilience, these tools risk normalizing unsafe conditions rather than correcting them.That’s why we’re replaying this timely conversation with Alisa Valderrama, founder of FutureProof. As a climate-based insurtech start-up, FutureProof prices climate risk using insurance data and weather models. With a recent aquisition, FutureProof is expanding it's capabilities to address wildfire risk in pricing products for leading national insurers. In this episode, Alisa shares how quantifying climate risk for insurers is changing the way we build (and rebuild) with resilience.Resources:FutureProof Technologies Acquires Terrafuse AI to Address Wildfire Risk (Business Wire)Who Pays When Insurance Fails to Cover Climate Disasters? (NRDC)Forging a resilient future for California's homeowners and insurers (McKinsey)Send us Fan MailThanks for listening to Building Better Cities! If you'd like to stay connected, don't forget to Subscribe and Follow. You can find all our archived newsletters and podcasts right here. Want to get in touch? Just email the team at [email protected].