Retirement Advisor: Decumulation
For retirees who want to bequeath their portfolios, principal intact, a 4 percent withdrawal rate may be too high today, given today’s risk-free rate, adding one extra challenge on top of all the other difficulties of retirement withdrawals. This...
An episode of the SA For FAs podcast, hosted by Seeking Alpha, titled "Retirement Advisor: Decumulation" was published on August 12, 2019 and runs 4 minutes.
August 12, 2019 ·4m · SA For FAs
Summary
For retirees who want to bequeath their portfolios, principal intact, a 4 percent withdrawal rate may be too high today, given today’s risk-free rate, adding one extra challenge on top of all the other difficulties of retirement withdrawals. This podcast (5:12) suggests that, with so many unknown variables, including date of death and future returns, an advisor’s best bet may be to structure the portfolio to allow for growth, safety and the ability to use the money without fear of depletion.Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode Description
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