Retirement Planning Secrets with Tom Hegna: Market Risk, Income Strategies & What Most Advisors Get Wrong

*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" dir="auto" data-turn-id= "request-WEB:cae47730-564a-45b4-bf63-efe7966351f2-3" data-turn-id-container= "request-WEB:cae47730-564a-45b4-bf63-efe7966351f2-3" data-testid= "conversation-turn-2" data-scroll-anchor="false" data-turn= "assistant"> In this special sneak peek episode, Dale previews an upcoming in-depth conversation with renowned retirement expert Tom Hegna. Known for simplifying complex financial and retirement planning topics seen on national TV and stages across the country, Tom shares powerful insights on retirement income planning, market risk, financial security, and why traditional growth-focused financial advice may not be enough for retirees. This episode dives into key retirement strategies, protecting your nest egg from stock market volatility, creating reliable retirement income, and understanding the risks many financial advisors overlook. If you're nearing retirement or already retired, this conversation offers valuable financial education designed to help you retire with confidence. Topics include: Retirement planning strategies Market risk in retirement Retirement income solutions Financial planning for retirees Stock market volatility and retirement Safe retirement withdrawal strategies Long-term financial security Retirement mindset and wealth preservation Don't miss this preview episode before the full podcast interview with Tom Hegna drops. 🔍 Are you within 5 years of retirement? Now is the time to make sure you understand who is advising you, how they're compensated, and whether the products in your portfolio are truly built for YOUR benefit. 📞 Schedule a complimentary consultation with RDS Wealth: https://rdsmotherswealth.com/contact/ Get your FREE ATLAS Toolkit Here!    DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future