Retirement Readiness: Roth IRAs, the 4% Rule, and Practical Investment Strategies

Discover how to maximize your Roth IRA, balance pension income, and use the 4% rule of thumb to determine if you’re truly ready to retire. Learn why asset allocation is critical, when to consider shifting from stocks to bonds, and whether cash can possibly replace bonds in a portfolio. Tackle real-world scenarios like handling inherited trusts, making tax-efficient withdrawals, and building a financial team to navigate a major windfall. Examine strategies to seek to protect investments, manage risk, and make smart decisions about long-term care. By answering listener questions and offering practical insights, Wes Moss and Christa DiBiase explore the financial clarity you need to retire sooner and smarter.