EPISODE · Mar 26, 2026 · 5 MIN
Retirement Tax Bomb: Why Your 401(k) Might Be a Trap
from I AM Healthy Money ~ What’s on our mind today? · host Dr. KimberlyRay
This episode exposes how traditional 401(k)s can become a "ticking tax bomb" and outlines three core threats to wealth: taxes, market risk, and lack of liquidity. It explains Roth conversions to lock in taxes now and introduces max-funded indexed universal life (IUL) and infinite banking as strategies to protect principal, gain tax-free growth, and improve liquidity.
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Retirement Tax Bomb: Why Your 401(k) Might Be a Trap
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