Retirement Under Pressure: Outsmarting Risks Before They Strike | Beyond the 401(k): Building a Retirement Plan That Lasts | Hidden Retirement Risks—and How to Beat Them episode artwork

EPISODE · Dec 12, 2025 · 27 MIN

Retirement Under Pressure: Outsmarting Risks Before They Strike | Beyond the 401(k): Building a Retirement Plan That Lasts | Hidden Retirement Risks—and How to Beat Them

from The Retirement Referee with Brooks Bernhagen · host Brooks Bernhagen

What do RVs, retirement, and hand sanitizer have in common? They all remind us that life is full of unexpected risks—and your retirement plan is no different. In this episode of Retirement Referee, Brooks uncovers the hidden threats that can quietly derail your financial future, from market volatility and emotional decision-making to sneaky portfolio fees. You’ll learn how to “test drive” your retirement plan, why true diversification goes beyond your 401(k), and how to build a strategy that stands strong—even if Social Security takes a hit. Whether you’re five years away or already retired, this episode is packed with practical insights to help you stay confident and in control. Listen to Brooks every Saturday at 7 a.m. on KOTA. Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!See omnystudio.com/listener for privacy information.

Episode metadata supplied by the publisher feed · Published Dec 12, 2025

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Retirement Under Pressure: Outsmarting Risks Before They Strike | Beyond the 401(k): Building a Retirement Plan That Lasts | Hidden Retirement Risks—and How to Beat Them

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