Retiring Soon? How to Create Sustainable Retirement Income You Won't Outlast

Your retirement countdown hits zero!   Yessssssss!  Very exciting indeed.  But suddenly, the real question shows up: what replaces your paycheck, month after month, for decades to come?   Host, Andy Keeler, walks through a practical way to answer it with Keeler and Nadler's Jake Martin.  They do it without hand-waving or generic calculators, instead using a tried-and-true three-legged stool framework: investments, Social Security, and pensions or annuities.First, a breakdown of the investments leg: what the 4% rule actually tries to solve, why taxes can quietly shrink your spending power, and why the first few years of retirement carry outsized risk. Then, Andy and Jake tackle Social Security planning head-on. We address the “it won’t be there” fear, explain what funding pressure means versus benefits disappearing, and talk about why timing is a major decision with spouse and tax implications. Finally, we cover pensions and annuities as sources of guaranteed income, including the real emotional value of predictable checks plus cautions around inflation, fees, and lost flexibility.If you’re building a retirement income plan, this conversation helps you think in systems, not just account balances. Subscribe for more practical retirement planning guidance, share this with someone near retirement, and leave a review with your biggest retirement income question.The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.