Review Your Cash

You leave the money in your checking account, you get 0%. You move the money to the account below it in your online login you get...3%? 4%? 5%?!?! That’s been life for the last couple years with money market accounts.  A no brainer spot to park funds you might need soon or even...for awhile?  Chris Sipes thinks that may change soon.  This week On The Markets, Sonoma Wealth Managing Principal Chris Sipes CFP® and Sonoma Wealth Marketing Director Dano Weir look at: • The economic and monetary factors that may finally bring those high money market rates back down.  Why now might be a good time to review your cash. • The Fed cut rates?  Nobody told the mortgage industry. Rates went UP after the cut. • Cash under the mattress?  Leave it chilling in the online checking?  Joke’s on all of us. A look at how in 50 years $10 becomes $3 when your cash stays cash.  10:16 Investor Sentiment 12:00 Asset classes in different environments 15:23 S&P returns over or under average 16:39 Core PCE 21:10 Short and long term rates since the cut 23:00 30 year mortgages 25:03 Inflation erodes purchasing power 26:02 Money market funds 29:40 Top 50 vs Bottom 450 in S&P 32:08 Debt to equity ratios of direct AI stocks 34:16 Small cap earnings are yet to recover 36:05 S&P earnings in comparison to the Fed Funds rate    Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/  Video available on our YouTube Channel: https://youtube.com/live/JEgnQowvqWQ _______________________________________ Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax, d/b/a Fermata Insurance.  The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed.  Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information.  A professional advisor should be consulted before implementing any of the options presented.  Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.  Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser todetermine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.