Rewiring Real Estate from the Inside Out

In this episode of Tacos & Tech, Neal welcomes a longtime friend, Andy Taylor, Co-Founder and CEO of RetroRate. to talk about building a company around an idea few people even know exists: assumable loans. They dig deep into Andy’s journey from building software at Electronic Arts and Apple to leading product at Redfin, launching mortgage startup Approved, and now tackling a hidden opportunity in real estate finance: assumable loans. Andy shares his personal founder journey, lessons learned across big tech and startups, and why he's committed to building in San Diego. Key Topics:* A walk through Andy’s product career - from EA to Apple to Redfin* Why assumable loans are the key to unlocking a stuck real estate market* The origin story behind RetroRate and solving a problem most people don’t know exists* The impact of locked-in low rates on buyer power and seller mobility* Lessons learned building, scaling, and selling a mortgage startup (Approved)* Navigating startup life post-acquisition and deciding to build again* The evolving San Diego startup landscape and why it’s a great place to build* Real talk on balancing work, life, and entrepreneurship with family in tow* Leveraging AI and design thinking in modern proptech* Andy’s favorite tacoLinks & Resources:* RetroRateConnect with Andy:* LinkedIn: Andy TaylorConnect with Neal:* LinkedIn: Neal Bloom* Twitter: @NealBloom This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit risingtidepartners.substack.com/subscribe