Rideshare accident attorney Baltimore, MD

Can I sue Uber or Lyft directly for injuries? Suing Uber or Lyft directly for injuries caused in a rideshare accident can be difficult since these firms treat their drivers as independent contractors rather than employees. This designation allows Uber and Lyft to avoid direct culpability in the majority of accident situations. However, depending on the circumstances, you may still be able to claim compensation under their insurance coverage or in cases of company negligence. Uber and Lyft both give $1 million in liability coverage when a driver is actively transporting a passenger or on the way to a pickup. If the rideshare driver was at fault, this policy may pay for your medical bills, missed wages, and other damages. If another driver caused the collision, you would generally make a claim with their insurer, but Uber and Lyft also provide uninsured/underinsured motorist coverage in some cases. In exceptional situations, Uber or Lyft may face direct liability if its recruiting procedures, app problems, or failure to enforce safety rules contributed to the accident. Blank Kim Injury Law considers all potential methods for holding the responsible party accountable and maximizing your compensation. Do Uber and Lyft provide insurance for their drivers and passengers?   Yes, Uber and Lyft offer insurance coverage to both drivers and passengers, but the coverage is contingent on the driver's status at the time of the accident. At Blank Kim Injury Law, we assist clients in navigating complex insurance policies to ensure they obtain the reimbursement they deserve.   If the rideshare driver is not available, their personal auto insurance applies. When a driver logs into the app but does not accept a ride request, Uber and Lyft offer limited liability coverage of $50,000 per person, $100,000 per accident, and $25,000 for property damage if the driver's insurance does not apply.   Once a driver accepts a ride request and is on their way to pick up or transfer a passenger, Uber and Lyft provide $1 million in liability coverage, which includes uninsured/underinsured motorist insurance. This protects passengers, other drivers, and pedestrians if the rideshare driver is at fault or another driver does not have adequate insurance. Visit us online: Email: [email protected]://www.youtube.com/watch?v=jwtwTTRfhVAOur Address: Blank Kim Injury Law2005 Eastern Ave 1st Floor, Baltimore, MD 21231(443) 545-3696https://www.google.com/maps?cid=8839099385899521190https://sites.google.com/view/rideshareaccidentattorneybmd/Find us around the web: Like us on Facebook: https://www.facebook.com/BlankKimInjuryLawBaltimoreMDFollow us on Twitter: https://twitter.com/BKLawBaltimoreTiktok: https://www.tiktok.com/@blankkimlawbaltimoreSubscribe to our YouTube: https://www.youtube.com/playlist?list=PL1jVMbMXbxqtrWxxzzRh_bAnrTFtLIbP_Find us on Soundcloud: https://soundcloud.com/blank-kim-law-baltimore/rideshare-accident-attorneyListen to our Buzzsprout Podcasts: https://www.buzzsprout.com/2307254/16687371