Ring or Real Estate?

In this episode of Ring On It, Madi and Katie finally break the “no men” rule and invite Halifax mortgage broker Clinton Wilkins to spill all the tea on mortgages, moving in together, timelines, and modern commitment! Is a mortgage really a “death loan”? Should you move in before marriage? Is Nova Scotia’s 2% down payment program a dream or a long-term trap? And what actually happens when you buy a house with a partner or a friend and things go sideways? With 20+ years of experience, Clinton answers all our “dumb” questions about buying a home in your 20s versus waiting, and why most people now need two incomes to afford a house. He also breaks down cohabitation agreements, separation, protecting yourself legally, joint bank accounts, and how money dynamics can affect the health of your relationship. Connect with us: Follow Ring On It on Instagram: @ringonitpod Find Clinton’s podcast and mortgage resources: teamclinton.ca Presented by Charm Diamond Centres Hosted by Madi & Katie Produced by Podstarter