Ripple co-founder explains why most banks don’t use XRP

XRP holders have celebrated Ripple’s banking partnerships for years, but David Schwartz admits that most banks don’t need the XRP token.

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This episode is 2 minutes long.

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This episode was published on August 1, 2025.

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XRP holders have celebrated Ripple’s banking partnerships for years, but David Schwartz admits that most banks don’t need the XRP token.

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