Hi, and welcome to episode six of the Riskcast, the official podcast of the Risk and Insurance Management Society, Risk Management Magazine, and the Risk Management Monitor blog. My name is Bill Coffin, publisher of Risk Management Magazine, and I thank you for joining us here today. With us are our usual suspects, Morgan O'Rourke, editor-in-chief of Risk Management Magazine, and Emily Holberg, associate editor of the magazine, and also the main writer for our blog. Our format's going to be a little bit different today.
Fans of the podcast know that we haven't had a new episode up in a little while. That's been because of a couple of technical difficulties we've had that have been dogging us for a while. We think we've got them resolved, but unfortunately, this episode was not immune to them, and so we were forced to record this on a on-the-directional microphone that sort of lends a more roundtable feel to the entire thing. This comes on the heels of us recording an entire episode that we had to basically ditch in favor of doing it again next day.
So not everybody was really happy about doing that, at least of all, Port Morgan, who was doing some pretty serious editing when I pulled him out of his office to do another episode on the fly. But after a couple of minutes of letting him rant and rave about various things, we were all good to go again. Unfortunately, I can't really publish a lot of what he was ranting about because we'll lose our clean rating. I mean, let me just suffice it to say that it dealt with him punching qualabares in the face and mainly talking about the delectability of endangered species.
So with that in mind, we eventually got the conversation steered back a little bit more towards his management, and we're going to join the podcast in progress now. And from there, we'll take it from there. Enjoy. There are some animals facing extinction that quite honestly I don't really feel bad about it.
Some of it's human intervention, some of it's just straight up, Darwin's who lose. And the cheetah is a great example. Cheetah is a good example. A cheetah is an animal.
He's way too specialized. If you see how this thing's hunt, right? They're like, one of the 20-10s, which is going to kill. Cheetah cooks off like 1,500 calories or whatever running up to 70 miles an hour to go out to some gazelle that shakes it loose.
That's a poor design. And you see what we see? And by cheating, you think a kill, they're so exhausted from the hunt, they get about three bites, four-some lion shoves, and it's like, oh, what's up? It's not a side of meat now.
So that's just evolution. It's just, you know what? Those guys are on the way out. We just can't see it because we're used to think in time for it.
So short, you don't think that's really a time frame. But, say polar bears? Alright? Polar bears?
Yeah, they're going to go. I mean if I lived up in the farthest regions of Utah or Alaska or something and I had to deal with them coming around I went in a while it would not really make me all I said that they're not I mean It's alright sucks to have that idea that the biodiversity You know, but we're not willing as a species to not to really do what we need to do to keep all these people It's not willing to do it period. It's not what any great piece of the nation says we have the speeches are willing to live a certain way Collectively and that way is not going to be changed all that much Maybe a little bit here and there nobody's really gonna care enough for these species to have the one that read I mean what we're gonna do with the first global Talk about the one that's gonna be an issue You know what you know playing in Kansas and you start seeing Yeah, right, right The whole 40 pan-sales go on I can convince people otherwise they're a couple of bears because it's for all of them I mean that'll be tied to the campus I completely agree with you We should have done something to get good at but we're not willing to compromise our lives Well, you know something else, you know, you know, you know, you know, you know, I've never seen one guy who's doing activist work in Africa And you just going off and you know about people saying, oh, you know, say in the lion or whatever, you know, you know, you know, you don't see a state shirt, you know, animal or anything hunted And you would work with people who were hunting in the animal's own, on a subsistence level Or they had to live in fear of, you know, a lion coming to their village and they'd be blown out and he's like, no, I challenge people to come here and live for just one week And we ask people actually going through before they go back to the comfortable, you know, studio apartment LA and start preaching about how some animal needs to be saved I mean, a lot of them get a lot of western sensibilities when it comes to environmentalism, when it comes to especially certain animals preservation That are frankly just at work with the reality of where the animals live and the human cultures interact with them and where the animals are found And the polar bears are good example, and there's a lot of people still There's a lot of people still Yeah, so they find this day school, and there's a lot of people still on the diet You know, the argument is like, oh, I wouldn't mind, there's that like, it's someone's evolution, no, she doesn't like it She was a part of this whole thing too, you know, we're part of evolution, unfortunately, where the species did take over And, you know, the worst itself, from the fact that you realize that you're just like, say a half of lions exterminating for whatever reason to cheat about it Yeah, let's say that happened, although, oh, that's a shame, but we wouldn't, but that's what we need to step in there No, we don't, no, no, no, no, we don't want nature to talk, so we're nature, we're part of it We may suck, and that was bad, you know, I hate to see, you know, excel at the process? Yeah, right, we absolutely right, though, I mean, there are people who, there's an altruistic element to the human nature It's not our default thing to acts of others, especially if they're welfare has no real meaningful meaning impact on our human just don't, we're just not wired like that Yeah No, true, this, I mean, a lot of the biodiversity stuff out there, I mean, I don't know, I can see biodiversity as being reinforced because it might help us create medicine or something which ironically will help create more people, which will be forced more land Let's forget that from the moment Right, we're going to place the podium, we don't have this panel at the bar, so it's good Yeah, I know.
Like, fish and trees that we've got some space. That's something they've got. What? What?
Right. There's an inherent paradox of the whole biodiversity argument because it's ultimately, that argument is to preserve our own species as well being, we have to preserve us by diversity, but it just ignores the fact that the mold would flourish, the mold would displace every other ecosystem on the planet. The natural selection determines eventually, as some way we've got that on the forest, we can't support ourselves. Yes.
It's obviously the word. No, it's not the kind of answer you to say. Sorry, no. So I thought that's not my line.
That's what I don't know. We don't. You know, everybody else, I'm, of course, in my head to a house. I'm just a shovel.
Ok, ladies and gentleman. But one of the things that keeps me going the way that they are, though, is that there's a lot of populationists tend to look at human species as an ant hill. Right. Like, there's totally egalitarian dispersal of resources.
We look at ant colony, when it gets to the point when ant colony exceeds the food supply, the whole colony dies, very rapid succession, right. Because there's no hierarchy in their west-to-heweber, the queen dies, the drone dies. They all die. Humans aren't like that.
Humans have a lot of hierarchies. You know, the truth of the matter is that, the entire southern hemisphere of this planet will die doing one of the hemisphere does. has all the money and they will make sure that, you know, if a couple of billion people have to go, there are, you know, that this advantage will go first and that's the truth that nobody will be willing to accept that bad, that's the way it's gonna go because our altruism doesn't extend, that's all. We have a sort of, but you know, a forward extent.
This actually swings back to something we've written about the magazine which is the whole issue of corporate sustainability and the trickle bottom line and corporate citizenship and that's, and I was kind of wondering, I mean, I love the idea of it, I love the idea of corporations, you know, getting involved in sustainability and at the same time, a lot of things seem to go directly counter to what this is addressed were, where it's created for me. They're there to do good, they're there to make profit, they're there to make enterprise, you know, I mean, Google's model is to do no evil and that's fine, all the only good, but the truth is that, if they're the best way of making a profit was by doing evil, if they're not gonna do it, somebody else will, that's just nature of business. So why constrain yourself to certain, so just grow up. Oh yeah, for more, it's, I mean, how can you possibly look at some of the long term sustainability I love when you've got a quarterly, I mean, I can see how that can be a lot of good risk management too.
I mean, the truth is that if you're trying to look at the long term on something and try to install what, three or five your plan, the look, you know, trust yourself is keeping, you know, investing in, I don't know, some sort of worker safety, you know, effort that's gonna cost money up front, but in the long run, it will save you, you know, essential, you know, it's hard to promote that when you've got such a push for short term gain, so it ends up an internate result, you know, and I know that there's, you know, a shift in corporate culture to kind of look past the short term, look past the next quarter, but truthfully, I don't know, I just don't, I don't see the happening as it gets, you know, once the economy gets back on its feet, come on, I mean, it's gonna go right back the way, you know, I mean, I think everybody knows it, and it's gotta be a good presser for any person manager who thinks of things like that, so I just don't, I will bet you dollars just don't know what things get good again, that the same kind of accessible would be themselves, and, like, let's go to school, let's go to school, I'm just saying, I think everybody thinks, I would, is it, is it, is it, is it, is it, is it, is it, is it, is it, is it, is it, yeah, I'm a kid, I have a bad school. Jared, I would love to go back to school, but I would love to go back to school, I know I know it, I know it, my black is statement, has no basis in any way that I can't do it at all, so I'm too strong. I'm too strong, I'm too strong, I'm too strong, I'm too strong, I'm too strong, I'm too strong, I don't know, I'm too strong, it's pretty good. You know, it's just, it's pretty good, I keep on a bet and some people shame me in a podcast and I figured, well I'll show up once, and I'll have to say, there's a lot of people that think about it I don't want you anymore, no, and I didn't watch it most of the last year either I just kinda tooooo out, mainly because I'm convinced this show is fixed and talent pool's getting every more shallow.
And yeah, I don't really care what Simon Cal has to say about things and honestly, I'm coming up on 40 years old, and I've been thinking, I've been thinking a lot about what am I doing with my time. I don't know what he's giving with. Ah, he's always searching in this history of life. What do you do on camera?
I don't know. I'm like, how about you guys? I don't think the same thing. It's not bad.
It's not bad. I don't know. You're featuring Hannah and the triad's for everyone. I'm like, what's going on in my life?
Exactly. I don't think you do. You know what I'm doing? You know what, my dad had a newly fatal heart attack right around this time.
I'm like, you know what? How bad am I going to feel, if I wake up in a hospital bed having a brush with it, we don't make a heart attack of some kind. You know what? Last three of my life, what did I do?
Did I do more stuff on the side that I do something significant? No. I'm living expert on how American I don't win now. I wanted to hold because I wanted to vote for Ruben Stuttard.
47 times. 67,900. That was all the hold for three hours. I guess.
That was the guy. That was the guy. That was the guy. Yes, he wanted to get a clay aching.
I thought it was early enough that I actually knew that. The clay can became a little more successful. You became much more successful. Yes, and in fact, what's happened was that this is the number two runner up.
Usually the third number one winner. Which is what? I know, here we go. This is my way.
This is my way to life without display. I'm not going to waste it. I'm not going to waste it. I'm going to waste it.
I'm going to waste it. I have a long train ride. I have a long train ride. I'm not going to waste it.
We always have a lot of things that we should do. We just don't have long things now. That's also special to if that thing we want to take is any kind of significant to be a uncertainty attached to it. It just takes you out of your comfortable world ride.
And you think, well, you know, we know so much. I mean there's so many people who can be starting up businesses at 30, 40, whatever. You know, you think it's something really cool and change how the life is going. They're like, you know what?
What I'm doing right now is reliable disappointment. Right? It's a reliable disappointment. And it's rather stay with it.
Right? The rest of the world. They are now on many tools. Seriously.
I'm a reliable disappointment. You might have a whole not a graveyard. Not the worst father in the world. Okay.
Okay. I guess. That is overweight as any other American. Our reliable disappointment.
We average all things considered. Exactly. You know. Boded in 82% of American Idol's 41% of presidential elections.
You know. But the thing is, you have to write that. I mean, you always say, you know, no. No.
It's because I mean, I probably would write you much more. A lot of people go, oh, you know, I love to write something. Well, then do. It's not hard.
Find a keyboard. I mean, just say something. It's not rocket science, really. You just gotta do something.
But people are afraid to. And I read something about how that really to truly master something. To be pretty quick or scale. Whatever it is.
It's cooking. You know, you know, building a car, running a business. Whatever. You have to put in about 10,000 hours.
You have to put in about 10,000 hours. You have to put in about 10,000 hours. You have to put in about 10,000 hours. You have to add a large amount of money.
Yeah. I don't know that it was as scary as well. Yeah. But basically, a significant outlay time.
I mean, nothing, you really have to want to do something. And I think, you know, a lot of people know that statistic, but they have that notion that they really want to achieve something great. They're going to put in a great deal of time. And who have a life of reliable disappointments, right?
Like, you know, why would I risk it? You know, why would I spend extra time and energy on something that I just don't know if it's actually ever going to come in? They're realizing that if you spend two hours a day, or two hours a day, that's too difficult to show the bottom line. Yeah, sure.
A lot of people do that much. Or hey, I'll probably watch one hour, probably one hour, two days on. I'm not going to do that. I'm going to take two days off.
I'm going to vote that time to vote in the world. Three world. Maybe I would. I would.
I would. I don't know. I think that maybe... I think that maybe...
I don't know. We'll be good at the top of the world government. When you're in that level, you're not talking about HEC. You just take what you want by me.
But what time will you get more in it? If not, we'll vote in the free world. It's the truth machine. Yeah.
The truth machine. Everybody says... I'm just being real here. It's a whole perception of people.
There's Morgan on his throw and made out of Jim Fansybone. And a quality skull for a fun dupe. I'm sitting there with a Colonel Kurtz look on his eyes. It's like...
He's a piggy rabbit chattice. Exactly. He sounds like the greatest day of my life. I go, look, why are you bothering me?
Well, I have this idea that we can use tractors to disperse this stuff in the soil with your cancer point of years. Stupid. Get out of my face. But then there's no idea.
That would be a good idea. That would be a good idea. I would be honest though. Then he would go on and on.
Because you're stupid. He would defend your answer. He'd go on and on and the person would listen. And learn.
He'd piss off. But at least take away some of the knowledge. It's a good idea. If you weren't such an idiot.
This guy is a... He'd be hated for respect. He'd be the sound you have. He'd be hated for respect.
He'd be hated for respect. He'd be the sound you have. He was not. He'd be the sound you have.
He'd be the sound you have. He'd be hated for respect. Grim's no one ever saw was a guy who was a close personal friend of Kurt Vongitt. And he died, I don't know.
One of my friends was a kid of Kurt Vongitt. I think we'd find this guy's tombstone. He was just prominent attorney in the area. And I guess he had a kind of court sense of humor.
He'd find his tombstone. All of that is the defense for us. All I said is the defense rest. That was it.
It's one of the things where people talk about the truth, they don't actually do it. It's like, why? What do you care? You're using lasting memories.
Exactly. You build houses that are not going to run far. It's the term for your own historical memory. In Italy, I know that there's such a land shortage that you can only have to be buried for a certain amount of time.
And then you have to pretty much go, yeah, no, no, no, no, no, no, no, no. There's a scarcity of land as far as, except for funerary purposes that, for a lot of people, you know, they make up, they make a, you know, like a lease of water. And after a while, if you don't renew it or something like that, you have to go and take care of the remains and cremate them or just wasn't elsewhere or something. I know somebody's got to go through that.
They used to talk about that with them. His head's been so defazed. Right. So the two point they're like, you know, heckful.
They're like, where? They, every cell phone at least comes up there. Oh, yeah, sure. Imagine like, you're just buried there all mine, nobody's being all dead.
No, he's like, you know, no, we don't see this guy. He goes down. He goes down. Don't you get to hold that, you know, like your head's a bit like, you know, you're a dead person this way.
This was, you know, this was, you know, every time for the zombie apocalypse to start, that's when it just start right there. Big, bloated lizard thing, it works and comes up and you put it up to graze water. Yes, it works with the dirt. Everybody likes the doors once and then, then they grab it.
Yeah. You close your nonsense. It was clearly the word in the drug at home. The bloated gas bag of a man.
That's your tangent. Yeah. So anyway, so real quick, let's get this back on to some sort of topic before we wrap this in up. Emily.
Yeah, what's wrong with the flood thing? Because I know that there was the red river. I I was a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a a