RL145 — Tax loss harvesting strategies

Today on the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson break down the dos and don'ts of tax loss harvesting. They discuss the benefits of tax loss harvesting, times when tax loss harvesting makes sense, and the mechanics of the wash sale rule. [00:00] Introduction [02:25] What is Tax Loss Harvesting [04:08 Benefits of Tax Loss Harvesting [07:40] The two types of tax rates available in the US [10:50] Factors Affecting Tax Loss Harvesting [12:51] Addressing Unrealized Losses in a Non-Qualified Account [17:10] How Are Capital Gains Vs. Ordinary Income Taxed? [18:15] The Mechanics of Tax Rate Arbitrage [20:10] Understanding the Wash Sale Rule [27:51] Times When Tax Loss Harvesting Makes Sense [34:14] Reasons Not to Try Tax Loss Harvesting [37:00] Parting Thoughts Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.