Road to Retirement: Outsmarting financial predictions and enhancing your 401(k) strategy.

On this week’s Best of Simply Money podcast, Amy and Steve delve into how you can become a smarter investor than the so-called experts on Wall Street. Discover why the experts often get it wrong, from predicting recessions to interest rate changes, and learn how to make smarter decisions for your financial future. They also explore the importance of understanding your 401(k) rollovers. Learn how a simple change in your investment approach can potentially add over $100,000 to your retirement portfolio. They discuss a new IRS ruling that could allow you to decide where your employer match goes, whether into your 401(k), an HSA, or even towards student loan repayments. Plus, they examine the classic 60-40 portfolio strategy. Is it still the best choice for everyone? Tune in to get insights on how to tailor your asset allocation to fit your personal financial goals and risk tolerance.