Robinhood Has 27 Million Accounts. Now It Wants to Bring Them Onchain | Johann Kerbrat

Johann Kerbrat is Senior Vice President and General Manager of Robinhood Crypto, where he has led the company's crypto business since 2021.In this episode, Eleanor, Jacquelyn, and Gerald sit down with Johann to discuss Robinhood Chain's explosive start, why memecoins are helping bootstrap liquidity, and how Robinhood plans to bring 27 million accounts onchain.Johann also reflects on building through the SEC's regulation-by-enforcement era, explains why instant settlement could have changed the GameStop saga, and discusses tokenization, stablecoin yield, and prediction markets as some of crypto's biggest opportunities.TIMESTAMPS: 00:00 What Crypto in America Means to Johann02:56 Robinhood's Crypto Journey and the Regulatory Shift06:00 The Clarity Act, Global Expansion and Why Europe Came First09:06 Tokenization, the SEC and the Future of U.S. Markets11:50 Why Robinhood Is Betting on Perpetual Futures15:08 Robinhood Chain Launch: Early Metrics and User Adoption18:01 How Robinhood Chooses DeFi Partners20:49 Robinhood Chain Strategy: Meme Coins vs. Real World Assets27:54 Real World Assets, Tokenization and Consumer Adoption30:08 Financial Education and Building Products for Retail Investors34:48 Robinhood's Product Philosophy: How New Features Get Built39:46 Tokenized Stocks and the Future of Global Investing46:43 Competing with Crypto Exchanges and Wall Street48:58 The Future of Robinhood: Becoming a Super App50:40 What Johann Is Watching: Prediction MarketsSubscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hB Subscribe to the podcast on Apple:  https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155 Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt Follow Crypto in America: https://x.com/CryptoAmerica_Follow our hostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett