Roth Conversion Rules

If you have most your retirement savings in a traditional IRA or 401(k), maybe it's time for you to think about Roth conversions. The thing is that deciding to contribute to Roth vs. traditional isn't cut and dry. For some people, Roth conversions can be a tax planning strategy that results in hundreds of thousands of dollars in tax savings. But for others, doing Roth conversions could cause unintended tax consequences, such as a significant amount more of their Social Security to become taxable or higher Medicare premiums. Dean and Bud will discuss all that and more as they break down the Roth conversion rules in retirement. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules More on this episode: https://modwm.com/roth-conversion-rules /?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules Ed Slott Podcast: https://youtu.be/HHPMo9l0yeg Articles: Tax Rates Sunset in 2026 and Why that Matters: https://modwm.com/tax-rates-sunset-in-2026-and-why-that-matters/?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules 6 Reasons Roth Conversions Could Work for You: https://www.modwm.com/6-reasons-roth-conversions-could-work-for-you/?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules Downloads: Retirement Plan Checklist: https://modwm.com/retirement-plan-checklist/?utm_source=YAWMS-Podcast&utm_medium=AWMS&utm_campaign=meet-mwm The Guided Retirement Show: https://www.youtube.com/c/theguidedretirementshow