Roth IRA Backdoor Strategy After Tax Reform 2026

Episode 47 tackles the backdoor Roth IRA strategy in the wake of 2026 tax reform. Lucas and Luna explain how the new adjusted gross income thresholds affect high earners, walk through the mechanics of a non-deductible traditional IRA contribution followed by a conversion, and discuss the pro-rata rule that can trigger unexpected taxes. They also cover the new 2026 reporting requirements on Form 8606 and offer practical timing tips to avoid pitfalls. Whether you're a doctor, lawyer, or tech professional with income above the direct Roth IRA limit, this episode gives you the concrete steps and numbers you need to execute the backdoor strategy correctly this year. #RothIRA #BackdoorRothIRA #TaxReform2026 #HighEarners #IRAConversion #ProRataRule #Form8606 #NonDeductibleIRA #TaxPlanning #RetirementSavings #Finance #FexingoBusiness #BusinessPodcast #LucasAndLuna #WealthPlanning #AfterTaxSavings #IncomeLimits #RothConversion Keep every episode free: buymeacoffee.com/fexingo