Roth IRA Backdoor Strategy Steps After Tax Reform 2026

A detailed walkthrough of the Roth IRA Backdoor strategy following the Tax Reform of 2026. Lucas and Luna break down the mechanics of after-tax nondeductible IRA contributions and conversion, addressing the new pro-rata rule complexities and the elimination of recharacterizations. Using a specific example of a high-earner with a $500,000 traditional IRA balance, they illustrate how the tax bill works and why a clean roll-in to an employer plan matters. The episode also covers the impact of SECURE Act 2.0 and the 2026 stealth tax increase on high-income earners. Essential listening for anyone navigating Roth conversions in the current regulatory environment. #RothIRA #BackdoorRoth #TaxReform2026 #ProRataRule #NondeductibleIRA #RothConversion #SEPIRA #Solo401k #SECUREAct2 #StealthTax #MegaBackdoorRoth #AfterTaxContributions #Fidelity #Vanguard #WealthPlanning #Finance #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo