EPISODE · May 22, 2025 · 18 MIN
Roth IRA vs. IUL: Which One Actually Builds Wealth in Retirement?
from Finance on the Fly with Rizek Housari CPA, CFP® · host Rizek Housari
Roth IRA or IUL—which is the better tool for tax-free retirement income?In this video, we compare the pros, cons, and real-world uses of Roth IRAs and Indexed Universal Life (IUL) insurance policies. Both offer tax advantages, but they serve very different purposes—and choosing the wrong one could cost you.💡 You’ll learn:How Roth IRAs and IULs really workTax-free growth vs. tax-deferred accessFees, flexibility, and control: what matters mostCommon sales myths and what to watch out forWhen (if ever) an IUL makes sense over a Roth IRA📘 Based on strategies from Rizek's book Finance on the Fly: Simple Strategies to Build Lasting Wealth.Disclaimer: This video is for informational purposes only and is not financial, legal, or tax advice. Always consult your financial advisor.
What this episode covers
Roth IRA or IUL—which is the better tool for tax-free retirement income?In this video, we compare the pros, cons, and real-world uses of Roth IRAs and Indexed Universal Life (IUL) insurance policies. Both offer tax advantages, but they serve very different purposes—and choosing the wrong one could cost you.💡 You’ll learn:How Roth IRAs and IULs really workTax-free growth vs. tax-deferred accessFees, flexibility, and control: what matters mostCommon sales myths and what to watch out forWhen (if ever) an IUL makes sense over a Roth IRA📘 Based on strategies from Rizek's book Finance on the Fly: Simple Strategies to Build Lasting Wealth.Disclaimer: This video is for informational purposes only and is not financial, legal, or tax advice. Always consult your financial advisor.
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Roth IRA vs. IUL: Which One Actually Builds Wealth in Retirement?
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