Roth IRA vs. IUL: Which One Actually Builds Wealth in Retirement? episode artwork

EPISODE · May 22, 2025 · 18 MIN

Roth IRA vs. IUL: Which One Actually Builds Wealth in Retirement?

from Finance on the Fly with Rizek Housari CPA, CFP® · host Rizek Housari

Roth IRA or IUL—which is the better tool for tax-free retirement income?In this video, we compare the pros, cons, and real-world uses of Roth IRAs and Indexed Universal Life (IUL) insurance policies. Both offer tax advantages, but they serve very different purposes—and choosing the wrong one could cost you.💡 You’ll learn:How Roth IRAs and IULs really workTax-free growth vs. tax-deferred accessFees, flexibility, and control: what matters mostCommon sales myths and what to watch out forWhen (if ever) an IUL makes sense over a Roth IRA📘 Based on strategies from Rizek's book Finance on the Fly: Simple Strategies to Build Lasting Wealth.Disclaimer: This video is for informational purposes only and is not financial, legal, or tax advice. Always consult your financial advisor.

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Roth IRA vs. IUL: Which One Actually Builds Wealth in Retirement?

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This episode was published on May 22, 2025.

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