EPISODE · Aug 14, 2025 · 5 MIN
Roth IRAs: How High Earning CRNAs Slip Past the Income Limits
from Money Moves for CRNAs · host Randy Larkin
Think you earn too much for a Roth IRA? Think again. This episode reveals the legal backdoor strategy that lets high earners unlock the powerful tax-free growth of a Roth IRA. You’ll learn the exact steps to make it happen, the perfect timing to maximize your gains, and the pitfalls—like the tricky pro-rata rule—you need to avoid. If you want to keep more of your money growing tax-free for decades, this is the episode you can’t afford to miss.Chapters:00:00 - Introduction01:00 - Step 1 - What is the Backdoor Roth IRA01:24 - Step 2 - After tax contributions only01:49 - When should we do it?02:43 - Pro rata rule03:15 - Timeline for Backdoor Roth IRA04:07 - Recap Time05:01 - Next EpisodeMusic licensed from PremiumBeat.com under License #7394047
What this episode covers
Think you earn too much for a Roth IRA? Think again. This episode reveals the legal backdoor strategy that lets high earners unlock the powerful tax-free growth of a Roth IRA. You’ll learn the exact steps to make it happen, the perfect timing to maximize your gains, and the pitfalls—like the tricky pro-rata rule—you need to avoid. If you want to keep more of your money growing tax-free for decades, this is the episode you can’t afford to miss.Chapters:00:00 - Introduction01:00 - Step 1 - What is the Backdoor Roth IRA01:24 - Step 2 - After tax contributions only01:49 - When should we do it?02:43 - Pro rata rule03:15 - Timeline for Backdoor Roth IRA04:07 - Recap Time05:01 - Next EpisodeMusic licensed from PremiumBeat.com under License #7394047
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Roth IRAs: How High Earning CRNAs Slip Past the Income Limits
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