RRIF Meltdown Strategy: Can It Reduce Retirement Taxes for Canadians? (Ep. 72)

If you’re a Canadian physician, business owner, or high-income professional approaching retirement, is a RRIF meltdown strategy worth the added investment risk? In this episode, John and Alex Soutsos explain how a RRIF meltdown strategy works and examine whether the potential tax savings justify the borrowing costs and investment risks involved. For physicians, business owners, and other Canadians approaching retirement, they consider whether reducing taxes supports the flexibility, financial independence, and retirement lifestyle they actually want. John and Alex discuss: How an RRSP converts into a Registered Retirement Income Fund (RRIF) How mandatory RRIF withdrawals affect taxable retirement income Why RRIF income may trigger an Old Age Security (OAS) clawback How investment loans and potentially deductible interest are used in a RRIF meltdown strategy The benefits of preserving tax-deferred compound growth And more! Connect with Med-Wealth Financial Services: Med-Wealth Financial Services LinkedIn: John Soutsos LinkedIn: Alex Soutsos LinkedIn: Med-Wealth Financial Services X (formerly Twitter): Med-Wealth Financial Services [email protected] 905-568-2000 1- 888-568-1170

Episode metadata supplied by the publisher feed · Published Sep 10, 2026

Embed this episode

Attribution link and audio player

Ready to play

RRIF Meltdown Strategy: Can It Reduce Retirement Taxes for Canadians? (Ep. 72)

0:00 40:04

1×

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

Share this episode

Similar Episodes

No similar episodes found.

Similar Podcasts

Pathways to Prosperity Bob Diamond Do you dream of having a great business of your own? Of achieving financial independence? Join business owner and attorney Bob Diamond each week as he guides you through opportunities in entrepreneurship and business ownership and where you meet and learn from people who have achieved prosperity through their own business.We delve deep into the world of making-money outside the traditional corporate or employee route. We focus on businesses you can start on your own, or with a family member or partner. We will especially focus on businesses you can start with with modest investments of time and money, but have the potential to grow into enterprises that create large amounts of wealth and satisfaction for you as the owner or co-owner if you are working with a partner.There are many pathways to these sorts of businesses. From flipping real estate, to selling on Amazon, and many more business verticals you’ve likely never heard of, or thought about. We will explore the opportunitie The Money Movement with Jeremy Allaire | Leaders in Blockchain, Crypto, DeFi & Financial Inclusion Circle The global economy is experiencing unprecedented change. Business leaders everywhere are grappling with how to transform their companies to become more digital, resilient and efficient. As we face this change, a new global movement is building around the promise of digital currencies and blockchains, forming a new architecture for the global economy and creating new opportunities for companies and people everywhere. Jeremy Allaire explores and chronicles the ideas and opportunities that are driving this new world of digital money through discussions with leaders in blockchain, crypto, DeFi, and financial inclusion. The Money Movement is brought to you by Circle and USDC. Our mission is to raise global economic prosperity through the frictionless exchange of financial value. Learn more about Circle and USDC at https://circle.com.Watch episodes, highlights and more at https://www.circle.com/en/the-money-movement. Exponential Africa Be Exponential Exponential Africa podcast brings you the best thought leadership and innovation from around the world. Hosted by Mic Mann, this podcast aims to bring you impactful knowledge and ideas featuring discussions around exponential technologies, disruption, and how to leverage cutting-edge ideas to future-proof your business. Mic interviews and discusses the future of technologies such as Artificial Intelligence, Robotics, 3d Printing, IoT, Biotechnology and more, as well as global grand challenges such as energy, education, food, water and prosperity. Let's #futureproofAfrica together.

Frequently Asked Questions

How long is this episode of Prescribing Prosperity?

This episode is 40 minutes long.

When was this Prescribing Prosperity episode published?

This episode was published on September 10, 2026.

Can I download this Prescribing Prosperity episode?

Yes. Use the download control on the episode player to save the publisher-provided media file.

URL copied to clipboard!