[S03:E46] Dilema Graduan: PTPTN vs Gaya Hidup

What this episode covers

Ramai anak muda berdepan masalah yang sama. Hutang pendidikan ialah amanah, tapi tekanan kewangan awal kerjaya buat ramai rasa buntu. Isu ini bukan hanya tentang duit, tapi tentang disiplin kewangan yang akan tentukan masa depan anda.Jangan biarkan hutang PTPTN membelenggu hidup anda. Tonton episod ini untuk dapatkan strategi bijak mengurus hutang, bina rekod kewangan yang bersih, dan capai kebebasan kewangan lebih awal.Timestamps:00:00 Intro05:28 Kenapa orang pilih ambil PTPTN untuk sambung belajar?06:52 Berhutang pada umur muda, baik atau buruk?09:44 Budaya FOMO punca berbelanja tanpa keperluan13:29 Bajet graduan boleh guna untuk pembayaran balik 24:56 Tahap literasi kewangan generasi Z28:19 Mentaliti tak nak bayar hutang walaupun berkemampuan29:45 Bayaran balik PTPTN menggunakan KWSP

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How long is this episode of Financial Faiz?

This episode is 33 minutes long.

When was this Financial Faiz episode published?

This episode was published on December 15, 2025.

What is this episode about?

Ramai anak muda berdepan masalah yang sama. Hutang pendidikan ialah amanah, tapi tekanan kewangan awal kerjaya buat ramai rasa buntu. Isu ini bukan hanya tentang duit, tapi tentang disiplin kewangan yang akan tentukan masa depan anda.Jangan biarkan...

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