S11 E30: The $20 Trillion Paper Trail: Why Contracts Are Financial Assets (Not Just Legal Documents) and How Multi-Agent AI Slashes Enterprise Procurement Waste with Brandon Card, Co-Founder & CEO of Terzo episode artwork

EPISODE · Dec 23, 2025 · 21 MIN

S11 E30: The $20 Trillion Paper Trail: Why Contracts Are Financial Assets (Not Just Legal Documents) and How Multi-Agent AI Slashes Enterprise Procurement Waste with Brandon Card, Co-Founder & CEO of Terzo

from Code Story: Insights from Startup Tech Leaders · host Noah Labhart | Technical Founder & Startup Mentor

Brandon Card has always been involved in sports. In High School, he was a 3 sport athlete and still plays today, along side working out, doing yoga and pilates. He's heavily interested in holistic healing and alternative medicine, mentioning a big interest in quantum frequency healing, using the sun and ocean to add voltage to the body. He has also started a foundation around mental health, as sadly, he lost his co-founder to suicide, and wishes to remove the stigma from the mental health conversation.Brandon and his co-founder realized that all software platforms around contracts were directed towards lawyers - not towards finance. This was mind blowing, as negotiations are mostly finance driven, not based on the paragraphs of legal jargon. Brandon wanted to build something to serve this need.This is the creation story of Terzo.SponsorsIncogniNordProtectVentionCodeCrafters helps you become a better engineer by building real-world, production-grade projects. Learn hands-on by creating your own Git, Redis, HTTP server, SQLite, or DNS server from scratch. Sign up for free today using this link and enjoy 40% off.Full ScalePaddle.comSema SoftwarePropelAuthPostmanMeilisearchLinkshttps://terzo.ai/https://www.linkedin.com/in/brandonrcardCheckout our episode stacks on Stacklist! https://stacks.codestory.co/ Hosted by Noah Labhart | Technical Founder & Startup Mentor.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

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Brandon Card has always been involved in sports. In High School, he was a 3 sport athlete and still plays today, along side working out, doing yoga and pilates. He's heavily interested in holistic healing and alternative medicine, mentioning a big interest in quantum frequency healing, using the sun and ocean to add voltage to the body. He has also started a foundation around mental health, as sadly, he lost his co-founder to suicide, and wishes to remove the stigma from the mental health conversation. Brandon and his co-founder realized that all software platforms around contracts were directed towards lawyers - not towards finance. This was mind blowing, as negotiations are mostly finance driven, not based on the paragraphs of legal jargon. Brandon wanted to build something to serve this need. This is the creation story of Terzo. Checkout our episode stacks on Stacklist! https://stacks.codestory.co/ Hosted by Noah Labhart | Technical Founder & Startup Mentor. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

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S11 E30: The $20 Trillion Paper Trail: Why Contracts Are Financial Assets (Not Just Legal Documents) and How Multi-Agent AI Slashes Enterprise Procurement Waste with Brandon Card, Co-Founder & CEO of Terzo

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