S1E176: ETFs or Unit Trusts for your SRS? BT Money Hacks (Ep 176)

The Supplementary Retirement Scheme or SRS is a tax efficient account but heavily underutilised in Singapore. How can we best utilise this account to help pad up our retirement savings and what should we be investing in? Howie Lim speaks to Hugh Chung from Endowus and Jermyn Wong from State Street Global Advisors to find out. Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests. Highlights of the conversation: 01:03 Supplementary Retirement Scheme (SRS) adoption and statistics 02:50 Investment strategies for SRS 04:07 Tax benefits and withdrawal considerations 06:50 ETFs vs Unit Trusts (for SRS)? --- Send us your questions, thoughts, story ideas, and feedback to [email protected].  --- Written and hosted by: Howie Lim ([email protected]) With Hugh Chung, chief investment advisory officer, Endowus and Jermyn Wong, head of intermediary South East Asia, State Street Global Advisors Edited by: Howie Lim & Lee Kim Siang Produced by: Howie Lim Engineered by: Joann Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Google podcasts: bt.sg/oeGP  Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.