S2 E17 - Celebrities are liking my STUNTS! Plus, INVESTMENT stuff I wish I knew 20 years ago, and how does "passive income" work? And is it “passive?”

[Audio Diary recorded 9.3.25] In this awakening episode of Glitter mouth, I'm celebrating my car stunt video hitting half a million views and getting liked by David Spade himself, while diving deep into finally setting up my financial future at 43 with Roth IRAs, HSAs, and stock investments - all while planning my dream podcast studio office and wrestling with whether Facebook ads for my PDF could create passive income or just another exhausting business. Perfect for creators experiencing viral validation, anyone starting their financial journey later in life, and listeners juggling creative dreams with practical money management.In this episode, I talk about:David Spade validation moment: Discovering he liked my Malibu Falls postOffice studio vision planning: Designing desk setup, white shelves for costume jewelry, wig heads, and different character wardrobes for filming "The One That Glitters"Financial awakening at 43: Starting Roth IRA, high-yield savings, and realizing compound interest power - if I'd invested $100 at graduation, it'd be worth $4,000 by 65HSA strategy deep dive: Putting $8,000 into health savings account, investing in QQQ, VOO, Shopify, Google/Waymo, and real estate ETFsMedical expense investment hack: Paying Ian's knee surgery upfront, keeping receipts, letting HSA investments grow for years before reimbursing ourselvesCreator income reality check: Learning dancer with 300 million views only made $3,500 total - "that's not going to work" for sustainable incomeInstagram as free service reframe: Appreciating platform gives us music rights and audience reach we could never afford independentlyFacebook ads consultation planning: Scheduling call to determine if PDF sales could be lucrative or just another time-drain businessSpheres of chaos overwhelm: Computer glitching, refrigerator issues, hot tub malfunctioning, water service problems all hitting during creative work timeMoney blocks exploration: Recognizing need to know where money will go before it comes in - setting up investment systems to receive abundance