EPISODE · May 15, 2026 · 40 MIN
S2: Ep. 12 Healing Your Money Mindset: Why Financial Wellbeing is More Than Just Numbers
from Financially Empowered Women · host Dionne Payn
Have you ever felt a sense of panic when opening a bank statement, or found yourself "people-pleasing" with your finances even when you know you can't afford it? What if these reactions aren't a sign of financial incompetence, but are actually your nervous system trying to keep you safe based on past experiences and early conditioning? For many women, the struggle with money has very little to do with a lack of knowledge or willpower. We are often taught to blame ourselves for our financial habits, yet we rarely look at the "financial psychology" behind our choices. Whether it is a "freeze" response when it comes to investing or an "over-responsibility" that leads to financial burnout, our relationship with money is deeply intertwined with our sense of safety and self-worth. Achieving a healthy money mindset for women means stopping the cycle of self-blame and understanding that your financial behaviours make perfect sense given the world you’ve lived through. In this episode, financial therapy pioneer Jane Monica-Jones explores the intersection of psychology, trauma, and finance. Jane explains why traditional financial advice often fails women because it ignores the nervous system's role in decision-making. We discuss the impact of "gendered trauma" on wealth building, how to identify your own survival responses to money, and why true empowerment is about agency and self-trust rather than just a healthy balance sheet. 🎧 Press play now to begin the journey of healing your money mindset for women and reclaiming your financial agency. In this episode, you will: ✅ Understand the difference between financial literacy and financial therapy, and why you need both for true wellbeing. ✅ Discover how your nervous system’s "threat response" influences your spending, saving, and risk-taking. ✅ Learn how to stop fixing your money by "fixing yourself" and start working with your conditioning instead of against it. About Jane Monica-Jones Jane Monica-Jones is a financial wellbeing expert, author, teacher, and speaker who has been at the forefront of the financial therapy movement. With extensive experience in both psychology and finance, Jane helps individuals and organisations understand the emotional and psychological aspects of money. Her work combines evidence-based therapeutic techniques with practical financial strategies to build sustainable financial health and self-trust. Resources & Links 🌐 Website: www.janemonicajones.com 💡 Financial Wellbeing Platform: Capabilite - https://www.janemonicajones.com/courses 🎓 Professional Training: Procovo - https://learn.procovo.com/ 🏢 For Organisations: The Financial Wellbeing Company - https://www.financialwellbeingco.com/ 📱 Instagram: @janemonicajones 🔗 LinkedIn: Jane Monica-Jones Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com
What this episode covers
Have you ever felt a sense of panic when opening a bank statement, or found yourself "people-pleasing" with your finances even when you know you can't afford it? What if these reactions aren't a sign of financial incompetence, but are actually your nervous system trying to keep you safe based on past experiences and early conditioning? For many women, the struggle with money has very little to do with a lack of knowledge or willpower. We are often taught to blame ourselves for our financial habits, yet we rarely look at the "financial psychology" behind our choices. Whether it is a "freeze" response when it comes to investing or an "over-responsibility" that leads to financial burnout, our relationship with money is deeply intertwined with our sense of safety and self-worth. Achieving a healthy money mindset for women means stopping the cycle of self-blame and understanding that your financial behaviours make perfect sense given the world you’ve lived through. In this episode, financial therapy pioneer Jane Monica-Jones explores the intersection of psychology, trauma, and finance. Jane explains why traditional financial advice often fails women because it ignores the nervous system's role in decision-making. We discuss the impact of "gendered trauma" on wealth building, how to identify your own survival responses to money, and why true empowerment is about agency and self-trust rather than just a healthy balance sheet. 🎧 Press play now to begin the journey of healing your money mindset for women and reclaiming your financial agency. In this episode, you will: ✅ Understand the difference between financial literacy and financial therapy, and why you need both for true wellbeing. ✅ Discover how your nervous system’s "threat response" influences your spending, saving, and risk-taking. ✅ Learn how to stop fixing your money by "fixing yourself" and start working with your conditioning instead of against it. About Jane Monica-Jones Jane Monica-Jones is a financial wellbeing expert, author, teacher, and speaker who has been at the forefront of the financial therapy movement. With extensive experience in both psychology and finance, Jane helps individuals and organisations understand the emotional and psychological aspects of money. Her work combines evidence-based therapeutic techniques with practical financial strategies to build sustainable financial health and self-trust. Resources & Links 🌐 Website: www.janemonicajones.com 💡 Financial Wellbeing Platform: Capabilite - https://www.janemonicajones.com/courses 🎓 Professional Training: Procovo - https://learn.procovo.com/ 🏢 For Organisations: The Financial Wellbeing Company - https://www.financialwellbeingco.com/ 📱 Instagram: @janemonicajones 🔗 LinkedIn: Jane Monica-Jones Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com
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S2: Ep. 12 Healing Your Money Mindset: Why Financial Wellbeing is More Than Just Numbers
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