S2: Ep. 6 How Women Buying Homes Can Overcome Barriers to Property Ownership

Have you ever felt like the dream of owning your own home is permanently out of reach because the traditional financial system just wasn't built for you? What if the biggest obstacle isn't your income, but a lack of transparent information and a "one-size-fits-all" approach that ignores the unique financial lives of women? For many women, the path to property is blocked by more than just a deposit. From the gender pay gap to life transitions like divorce or career breaks, the systemic barriers are real and often overwhelming. Many feel forced to navigate complex legal and financial jargon alone, leading to a "confidence gap" that stops them from even starting their property journey. Real security comes from having a clear roadmap and the right support to bridge the gap between where you are now and where you want to be. In this episode, Jemi Jeng, founder of Penny, shares how she is revolutionising the way women approach the property market. Drawing on her extensive background in law and policy, Jemi explains why home ownership is such a critical pillar of safety and independence for women. We explore the common hurdles women buying homes face, the importance of "pre-mortgage" readiness, and how digital tools can provide a safe space to explore financial options without judgment. Whether you are starting from scratch or rebuilding after a life change, this conversation provides the practical steps to help you move forward with agency. 🎧 Press play now to discover how women buying homes can break through systemic barriers and claim their place on the property ladder. In this episode, you will: ✅ Learn about the "pre-mortgage" phase and why it is the most critical part of your home-buying journey. ✅ Understand the specific systemic barriers women face in the property market and how to navigate them. ✅ Discover how to use data and technology to build financial confidence and explore your property options at your own pace. About Jemi Jeng Jemi Jeng is the founder of Penny, a home-buying and financial empowerment platform helping women take confident steps toward property ownership and long-term financial security. With a career spanning law, policy, and tech, she has worked across government, tackling complex social and policy challenges before turning her focus to women’s financial independence. Her unique perspective allows her to design solutions that genuinely work for women who don't always fit the traditional financial mould. Resources & Links: 🌐 Website: www.urpenny.com 📱 Instagram: @ur.penny- https://www.instagram.com/ur.penny/ 🔗 LinkedIn: https://www.linkedin.com/in/jemi-jeng/ 📘 Facebook: UR Penny -  https://www.facebook.com/URPennyApp/ Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re masterng your money, growing your income, or using your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com