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Rates Just Jumped — And It Has Nothing To Do With Tariffs episode artwork

EPISODE · Jan 20, 2026 · 7 MIN

Rates Just Jumped — And It Has Nothing To Do With Tariffs

from Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio · host Dan Frio

The Rate Update — Live Mortgage Rates & Market Breakdown Stop guessing from headlines. Every day we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools RateWatch 2.0 (alerts when your target rate hits) 👉 https://TheRateUpdate.com/ratewatch Free Strategy Call 👉 https://shorturl.at/SCIGL Ask Dan a Mortgage Question 👉 https://TheRateUpdate.com/ask-dan Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 Calculators Affordability 👉 https://friodan.gumroad.com/l/lyxvnp Refinance & Debt Consolidation 👉 https://friodan.gumroad.com/l/ovwvug Cost-of-Waiting™ 👉 https://friodan.gumroad.com/l/rjtvn 0:00 Introduction — What Happened to Mortgage Rates 0:20 Why This Isn’t About Tariffs 0:50 Global Bond Market Impact 1:40 Japan’s Bond Sell-Off Explained 3:00 How This Affects U.S. Treasury Yields 4:15 Mortgage Rates and MBS Link 5:30 Market Reaction & News Headlines 6:15 What This Means for Homebuyers 6:50 Wrap Up & Takeaways 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdate Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio— https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527 Equal Housing Lender | TRU Mortgage Team / PBT Bancorp The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates. Educational & entertainment purposes only — not financial, legal, or investment advice.

Episode metadata supplied by the publisher feed · Published Jan 20, 2026

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Rates Just Jumped — And It Has Nothing To Do With Tariffs

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This episode is 7 minutes long.

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This episode was published on January 20, 2026.

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