Mortgage Rates Fell Today… Even With Inflation Still High (Here’s Why)

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools RateWatch 2.0 Get alerts when your target rate hits 👉 https://TheRateUpdate.com/ratewatch Free Strategy Call Talk through your options — no pressure 👉 https://shorturl.at/SCIGL Ask Dan a Mortgage Question Submit your scenario for a future show 👉 https://TheRateUpdate.com/ask-dan Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 Calculators Affordability Calculator What price range actually makes sense? 👉 https://friodan.gumroad.com/l/lyxvnp Refinance & Debt Consolidation Analyzer Lower payments, consolidate debt, or both 👉 https://friodan.gumroad.com/l/ovwvug Refinance Savings Calculator See how much you could save by refinancing 👉 https://friodan.gumroad.com/l/rjtvn Cost of Refinancing Calculator Break down closing costs, breakeven, and true ROI 👉 https://friodan.gumroad.com/l/tgvrz 0:00 Intro — Why This Matters for Homebuyers & Homeowners 0:35 Current Market / Rate Overview 1:30 What’s Driving Rates Right Now 2:35 How This Impacts Monthly Payments 3:40 Real-World Example / Scenario 4:45 What Buyers & Refinance Clients Should Do 5:45 Lock vs. Float Strategy 6:30 Key Takeaways & Next Steps 7:05 Final Thoughts & Call to Action 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdate Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X (Twitter) — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527 Equal Housing Lender | TRU Mortgage Team / PBT Bancorp NMLS# 257781 The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates. Educational & entertainment purposes only — not financial, legal, or investment advice.