EPISODE · Feb 13, 2026 · 8 MIN
The Inflation Surprise That's About to Hit Your Rate
from Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio · host Dan Frio
Inflation just shocked the market.The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low.So now the big question:👉 Is the Federal Reserve finally ready to cut rates?👉 What does this mean for mortgage rates?👉 Should you lock or float right now?Every day, we pull real pricing from 30+ lenders to show you what you actually qualify for — plus we break down:• CPI (Consumer Price Index)• Federal Reserve rate outlook• Jobs & unemployment data• Mortgage-Backed Securities (MBS)• The 10-Year Treasury yield• Lock vs. Float strategyTransparent. Data-driven. No hype.🔔 Get Your Mortgage Rate & Tools📈 RateWatch 2.0 — Set Your Target RateGet notified when rates hit your number:👉 https://TheRateUpdate.com/ratewatch📊 TRU Mortgage Calculator Toolkit (Best Value)Access all my professional-grade calculators in one bundle:👉 https://friodan.gumroad.com/l/aejabs🧮 Individual Mortgage Calculators🏠 Home Affordability CalculatorFind your real buying power:👉 https://friodan.gumroad.com/l/lyxvnp💳 Refinance & Debt Consolidation AnalyzerLower payments, consolidate debt, or both:👉 https://friodan.gumroad.com/l/ovvwug⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)See if waiting is costing you money:👉 https://friodan.gumroad.com/l/rjtvn💵 Mortgage Cost & Break-Even CalculatorUnderstand closing costs & true ROI:👉 https://friodan.gumroad.com/l/tgvrz📞 Free Strategy CallTalk through your options — zero pressure:👉 https://shorturl.at/SCIGL❓ Ask Dan a Mortgage QuestionSubmit your scenario for a future show:👉 https://TheRateUpdate.com/ask-dan📝 Apply — One App • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register📺 Follow The Rate UpdateYouTube — https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram — https://instagram.com/therateupdateTikTok — https://tiktok.com/@therateupdateFacebook — https://facebook.com/therateupdateLinkedIn — https://www.linkedin.com/in/danfrioX (Twitter) — https://twitter.com/therateupdate⚖️ ComplianceDan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.Educational & entertainment purposes only — not financial, legal, or investment advice.
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The Inflation Surprise That's About to Hit Your Rate
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