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EPISODE · Feb 13, 2026 · 8 MIN

The Inflation Surprise That's About to Hit Your Rate

from Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio · host Dan Frio

Inflation just shocked the market. The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low. So now the big question: 👉 Is the Federal Reserve finally ready to cut rates? 👉 What does this mean for mortgage rates? 👉 Should you lock or float right now? Every day, we pull real pricing from 30+ lenders to show you what you actually qualify for — plus we break down: • CPI (Consumer Price Index) • Federal Reserve rate outlook • Jobs & unemployment data • Mortgage-Backed Securities (MBS) • The 10-Year Treasury yield • Lock vs. Float strategy Transparent. Data-driven. No hype. 🔔 Get Your Mortgage Rate & Tools 📈 RateWatch 2.0 — Set Your Target Rate Get notified when rates hit your number: 👉 https://TheRateUpdate.com/ratewatch 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all my professional-grade calculators in one bundle: 👉 https://friodan.gumroad.com/l/aejabs 🧮 Individual Mortgage Calculators 🏠 Home Affordability Calculator Find your real buying power: 👉 https://friodan.gumroad.com/l/lyxvnp 💳 Refinance & Debt Consolidation Analyzer Lower payments, consolidate debt, or both: 👉 https://friodan.gumroad.com/l/ovvwug ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?) See if waiting is costing you money: 👉 https://friodan.gumroad.com/l/rjtvn 💵 Mortgage Cost & Break-Even Calculator Understand closing costs & true ROI: 👉 https://friodan.gumroad.com/l/tgvrz 📞 Free Strategy Call Talk through your options — zero pressure: 👉 https://shorturl.at/SCIGL ❓ Ask Dan a Mortgage Question Submit your scenario for a future show: 👉 https://TheRateUpdate.com/ask-dan 📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X (Twitter) — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527 Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates. Educational & entertainment purposes only — not financial, legal, or investment advice.

Episode metadata supplied by the publisher feed · Published Feb 13, 2026

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The Inflation Surprise That's About to Hit Your Rate

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This episode is 8 minutes long.

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This episode was published on February 13, 2026.

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