Foreclosures “Skyrocketing”? Here’s How 2026 Compares to the 2008 Crash

Foreclosures “skyrocketing”? Housing Crash 2026? That’s what the headlines are saying. But how does 2026 actually compare to the 2008 housing crash? In today’s breakdown, we separate emotion from data and compare: • 2008–2010 foreclosure peak • 2025–2026 foreclosure filings • Percentage of housing units affected • What “up 30%” really means • COVID foreclosure moratorium impact • Mortgage forbearance effects • Why today’s housing market is structurally different You’ll see the real numbers, the historical comparison, and whether we’re actually anywhere close to another crash. Transparent. Data-driven. No hype. 📊 Foreclosure Data Referenced in This Video ATTOM Foreclosure Rates by State (Latest Report) 👉 https://www.attomdata.com/news/most-recent/foreclosure-rates-by-state/ FRED – Serious Delinquency Rate (Single-Family Mortgages) 👉 https://fred.stlouisfed.org/series/DRSFRMACBS State-Level Foreclosure Overview (SoFi compilation) 👉 https://www.sofi.com/learn/content/foreclosure-rates-for-50-states/ Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of: • The Federal Reserve • CPI (Inflation) • Jobs & Unemployment • Mortgage-Backed Securities (MBS) • The 10-Year Treasury Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs 📈 RateWatch 2.0 — Get Rate Alerts Get notified when your target rate hits: 👉 https://TheRateUpdate.com/ratewatch 📞 Free Strategy Call Talk through your options — no pressure: 👉 https://shorturl.at/SCIGL ❓ Ask Dan a Mortgage Question Submit your scenario for a future show: 👉 https://TheRateUpdate.com/ask-dan 📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 Mortgage Calculators 🏠 Home Affordability Calculator 👉 https://friodan.gumroad.com/l/lyxvnp 💳 Refinance & Debt Consolidation Analyzer 👉 https://friodan.gumroad.com/l/ovvwug ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?) 👉 https://friodan.gumroad.com/l/rjtvn 💵 Mortgage Cost & Break-Even Calculator 👉 https://friodan.gumroad.com/l/tgvrz 📺 Follow The Rate Update YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram — https://instagram.com/therateupdate TikTok — https://tiktok.com/@therateupdate Facebook — https://facebook.com/therateupdate LinkedIn — https://www.linkedin.com/in/danfrio X (Twitter) — https://twitter.com/therateupdate ⚖️ Compliance Dan Frio | NMLS #246527 Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates. Educational & entertainment purposes only — not financial, legal, or investment advice.