Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 2

What Mortgage Rate Do You Actually Qualify For in 2026? If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing. Most mortgage rate websites show marketing rates. We show real lender pricing from 30+ lenders. In this live mortgage rate breakdown, we cover: • How mortgage rates are determined • Advertised mortgage rates vs real mortgage rates • How credit score impacts mortgage rates • Debt-to-income (DTI) and loan pricing • FHA vs Conventional vs VA rate differences • How to shop mortgage lenders without hurting your credit • Lock vs float strategy based on CPI, Jobs data, MBS & the 10-Year Treasury • How inflation and Federal Reserve policy affect mortgage rates If you're asking: “What mortgage rate can I really get?” “Should I lock my mortgage rate today?” “Are mortgage rates going up or down?” “Why is my quote different than what I saw online?” This is your data-driven answer. We tie mortgage pricing directly to: • CPI (Consumer Price Index) • Jobs Reports (Nonfarm Payrolls) • Mortgage-Backed Securities (MBS) • The 10-Year Treasury Yield • Federal Reserve rate policy No hype. Just math. 🔔 Start Here 📈 RateWatch 2.0 — Get Notified When Mortgage Rates Hit Your Target 👉 https://TheRateUpdate.com/ratewatch 📞 Free Mortgage Strategy Call 👉 https://shorturl.at/SCIGL 📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 TRU Mortgage Calculator Toolkit (Professional Tools) Compare loan programs and run real scenarios: 👉 https://friodan.gumroad.com/l/aejabs Includes: • Home Affordability Calculator • Refinance Calculator • Debt Consolidation Analysis • Cost-of-Waiting™ Calculator • Mortgage Break-Even & ROI 📲 Follow The Rate Update YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate Facebook: https://facebook.com/therateupdate LinkedIn: https://www.linkedin.com/in/danfrio ⚖️ Compliance Dan Frio | NMLS #246527 Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 For educational purposes only. Not financial advice. Loan approval subject to underwriting guidelines. Not a commitment to lend.