Mortgage Rate Update — Lock Now Before Rates Climb?

President Donald Trump just delivered the State of the Union — and markets are reacting. So what does this mean for mortgage rates? Should you LOCK now… or FLOAT and risk it? Today we break down: • Inflation expectations • The 10-Year Treasury reaction • MBS pricing movement • Federal Reserve implications • What this means for YOUR mortgage strategy If you’re buying, refinancing, or waiting for lower rates — this is the strategy session you don’t want to miss. Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied directly to CPI, Jobs data, MBS spreads & the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Start Here 📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target 👉 https://TheRateUpdate.com/ratewatch 📞 Free Strategy Call 👉 https://shorturl.at/SCIGL 📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register 🧮 TRU Mortgage Calculator Toolkit (All Pro Tools in One Place) 👉 https://friodan.gumroad.com/l/aejabs • Home Affordability • Refinance & Debt Consolidation • Cost-of-Waiting™ • Break-Even & ROI Calculator 📲 Follow The Rate Update YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate Facebook: https://facebook.com/therateupdate LinkedIn: https://www.linkedin.com/in/danfrio ⚖️ Compliance Dan Frio | NMLS #246527 Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 For educational purposes only. Not financial advice.