🚨 LIVE: Mortgage Rates Moving NOW — Jobs, Retail Sales & Markets React PART 2

Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.Today’s market is on the move. We just got fresh economic data — including ADP payroll numbers, retail sales, and manufacturing reports — and the markets are reacting in real time.Stocks are shifting. Bonds are moving. And mortgage rates? They’re responding fast.So the big question is: 👉 Should you LOCK or FLOAT right now?In this live update, I break down:  What today’s economic data actually means   How it’s impacting mortgage rates RIGHT NOW   What I’m watching next (including the President’s speech)   And how this affects homebuyers, homeowners, and anyone thinking about refinancing  No hype. Just real data — and the WHY behind it.📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch📞 Get a Personalized Mortgage Plan 👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05🏠 Welcome to The Rate UpdateWe break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull) 👉 https://257781.my1003app.com/246527/register🧮 Mortgage Calculators & Tools 👉 https://stan.store/TRU-Foundations🧰 TRU Tools & Resources🏠 Homebuyers & Homeowners Credit Monitoring (SmartCredit) 👉 https://www.smartcredit.com/?PID=42980Free Credit Scores (Credit Karma) 👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.comFICO Scores (MyFICO) 👉 https://www.myfico.com/?utm_medium=Affiliate&utm_source=RAN&utm_campaign=eY7VEE42Oeg&utm_term=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg&ranMID=53963&ranEAID=eY7VEE42Oeg&ranSiteID=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexgBudgeting Tool 👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062Home Warranty 👉 https://www.jdoqocy.com/click-101566903-12343542📊 Mortgage Pros / Realtors Live MBS & Rate Data 👉 http://www.mbslive.net?rid=GFC7FA🎥 Content Creators / YouTubers Grow on YouTube (vidIQ) 👉 https://vidiq.com/TRUMortgageRateYouTube SEO & Tags (TubeBuddy) 👉 https://www.tubebuddy.com/pricing?a=TheMortgageUpdate📲 Follow The Rate Update:YouTube https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram https://instagram.com/therateupdateTikTok https://tiktok.com/@therateupdate⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527 TRU Mortgage Team / PBT Bancorp | NMLS #257781 Equal Housing LenderThe views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.⏱ CHAPTERS0:00 Intro — Mortgage Rates Moving NOW 1:15 What Just Hit: ADP Jobs Report 4:30 Retail Sales Breakdown 7:45 Manufacturing Data & Market Reaction 10:30 Stocks, Bonds & Crypto — What’s Moving 14:00 10-Year Treasury & Mortgage Rate Impact 18:30 President Speech — What to Watch 22:00 Lock vs Float Strategy RIGHT NOW 26:00 What Happens Next