The Rate Update LIVE: Mortgage Rates, Markets & Real Estate at 9AM

LIVE WEEKDAYS AT 9AM — THE RATE UPDATE WITH DAN FRIO Mortgage rates move for a reason — and every weekday morning, we break down what is driving them. Today’s Rate Update recaps what is happening right now with mortgage rates, the bond market, the 10-Year Treasury, mortgage-backed securities, inflation concerns, oil prices, and the economic headlines that matter to homebuyers, homeowners, and real estate professionals. Every weekday at 9AM, we go live to look at the market data behind mortgage rates — not hype, not guessing, just plain-English analysis of what is moving the market and why it matters. Today’s video: https://youtube.com/live/Cy3CqRURnUY CHAPTERS 00:00 — Opening Bell: Mortgage Rates & Market Setup 01:15 — Why Mortgage Rates Move Every Day 03:00 — 10-Year Treasury & Bond Market Reaction 05:00 — Mortgage-Backed Securities Explained 07:00 — Inflation, Oil Prices & Rate Pressure 09:30 — What Homebuyers Need to Watch Today 12:00 — What Homeowners Should Know About Refinancing 14:30 — Real Estate Market Takeaways 16:30 — Final Thoughts & Next Steps WHAT WE COVER LIVE EACH MORNING • Mortgage rates today • The 10-Year Treasury • Mortgage-backed securities • Inflation data • Jobs reports • Federal Reserve expectations • Oil prices • Stock market movement • Housing and real estate news • Economic headlines that may impact mortgage rates My goal is simple: help you understand what’s happening, why it matters, and how it may affect your next move as a buyer, homeowner, or real estate professional. No hype. No guessing. Just real market data explained in plain English. 🔗 NEXT STEPS 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact TOP RESOURCES 📉 Track Mortgage Rates Automatically https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center https://command.therateupdate.com/ 💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/ 🧮 Mortgage Calculators & Tools https://stan.store/TRU-Foundations 📊 Credit Monitoring https://www.smartcredit.com/?PID=42980 📈 Free Credit Scores https://www.creditkarma.com/lp/free-credit-scores-v12aff?adcopy=0&adcampaign=core_acq_awin — DISCLAIMER — This channel is independently owned and operated by Dan Frio and is provided for educational and informational purposes only. Content may discuss real estate, mortgage rates, housing, stocks, bonds, cryptocurrency, economic news, and related financial topics. Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico, NMLS #246527, with TRU Mortgage Team / PBT Bancorp, NMLS #257781, an Equal Housing Lender. However, all opinions expressed on this channel are solely those of Dan Frio and do not necessarily reflect the views, policies, or positions of PBT Bancorp, its affiliates, or any other institution Dan may be associated with. Nothing in any video, description, comment, calculator, tool, email, website, livestream, or linked content should be considered an offer to lend, a commitment to lend, financial advice, legal advice, tax advice, investment advice, or a guarantee of loan approval, rate, payment, savings, or program eligibility. Mortgage approvals, loan terms, interest rates, down payment requirements, payments, savings illustrations, and program availability are subject to change without notice and depend on borrower qualifications, property details, underwriting approval, appraisal, title review, investor guidelines, and applicable lending requirements. Use of this channel, watching videos, commenting, messaging, scheduling, or submitting information does not create a client relationship. All examples are for demonstration purposes only and should be independently verified. Not all borrowers will qualify. TRU Mortgage Team / PBT Bancorp NMLS #257781 Dan Frio NMLS #246527 Equal Housing Lender