S2EP032「以房養老」根本不是社會福利？你的房子正被悄悄吃掉！

from 科技、經濟、生活、理財漫談 Podcast · host Stan Wu

打破大眾對「養老」二字的溫馨迷思。內容聚焦：探討「以房養老」其實只是行銷術語，它在法律與精算邏輯上的真面目是「逆向抵押貸款」。傳統房貸是「付息減債」，最終換得完整產權；但逆向貸款卻是「欠息增債」，隨著撥款，房屋淨值會逐漸萎縮，最終殘值可能歸零。關注最新科技前沿、極簡生活、長期價值投資與終身學習，無論您是通勤、起床、刷牙、做家事、睡前都可以聽，每天聽一點、每天成長一些，您的成長就是我們最大的鼓勵，讓我們一起進步！！！！立即行動，趕快按下訂閱成為科技達人。Apple Podcast https://buff.ly/I565eBISpotify https://open.spotify.com/show/6Y5WqxszZ9rH0wi1RpRZWi方格子 https://vocus.cc/user/@stanwuFacebook https://www.facebook.com/stanwu.orgX https://x.com/stanwu官方網站 https://stanwu.org#stanwu #簡單人生 #podcast

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S2EP032「以房養老」根本不是社會福利？你的房子正被悄悄吃掉！

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This episode was published on February 25, 2026.

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