S3|E25: A Debt-Free Game Plan Before the Years Ends ft. Ericka Young

As football season kicks off and many of us start looking ahead to holiday spending, there's no better time to huddle up and create a game plan for your finances. In this special live edition of the Life. Money. You.® Podcast, we're excited to welcome back Ericka Young, Money Personality, Certified Credit Union Financial Counselor and financial well-being expert, for an engaging conversation about tackling debt with confidence and creating a strategy that works for your unique situation.Ericka shares practical, real-world guidance to help take the stress and mystery out of debt repayment. Together, we explore how to calculate a realistic debt-free date, build and protect your credit score, evaluate refinancing opportunities that could improve cash flow, and develop a focused payoff strategy, even when you're working with a tight budget. Rather than focusing on quick fixes, this discussion breaks debt management into manageable steps and provides actionable tools to help you make meaningful progress. Whether you're looking to reduce financial stress, free up money for future goals, or simply feel more in control of your finances, this episode is packed with insights to help you move forward with greater clarity and peace of mind.Resources Mentioned During the Episode:🎧Debt Reduction Calculator / Debt Snowball Calculator: https://www.vertex42.com/Calculators/debt-reduction-calculator.html🎧Life. Money. You.® Financial Well-Being Platform: https://baxtercreditunion.my.site.com/bcuwebpg/s/LMY🎧BCU Credit Builder LAUNCH Credit Card: https://www.bcu.org/credit-cards/credit-builder-visa-credit-card🎧BCU Credit Builder Loan: https://www.bcu.org/loans/credit-builder-loans🎧Life. Money. You.® Podcast: https://podcasts.apple.com/us/podcast/life-money-you-podcast/id1636521227🎧Schedule a Financial Coaching Appointment: https://baxtercreditunion.my.site.com/bcuwebpg/s/financial-coaches🎧For Better or Worth Podcast: https://podcasts.apple.com/us/podcast/for-better-and-worth/id1665481280🎧Ericka Young: https://www.erickayoung.com/Subscribe to the Life. Money. You.® Podcast for more expert conversations, practical money tips, and financial well-being strategies designed to help you make informed decisions and achieve your goals, one smart step at a time.Join our podcast community: https://podcasts.apple.com/us/podcast/life-money-you-podcast/id1636521227Learn more about membership with BCU: https://www.bcu.org/member-resources/join/membership-eligibilityYour host: Dani Buschick, Program Manager & Certified Financial CoachLife. Money. You.® | Helping people discover financial freedom with one-on-one coaching and digital solutions. | Subscribe @ LifeMoneyYou.com Today