S3 EP194/【獨家調查】4成民眾搞不懂!勞保、勞退差在哪?小心退休金越存越少 episode artwork

EPISODE · Jul 22, 2025 · 18 MIN

S3 EP194/【獨家調查】4成民眾搞不懂!勞保、勞退差在哪?小心退休金越存越少

from 遠見on air · host 遠見雜誌

【國城寳實二代】坐擁台南平實公園特區核心,距捷運藍線預定站約250米,集結日本藍瓶咖啡空間設計師芦沢啓治等大師,實現隱身都會的 Urban Villa。25-75坪|平實公園首排 南北坐向即刻預約: https://fstry.pse.is/9kcm2w —— 以上為 Firstory Podcast 廣告 —— 勞退新制上路20週年,《遠見》獨家進行「國人勞退大調查」,卻發現竟有高達4成民眾,分不清楚「勞保」和「勞退」的差別,更不知道哪一個才有破產風險!超過7成民眾擔心退休錢不夠用,但每月退休儲蓄不到1萬元的,卻將近一半。這種「想很多、做很少」的矛盾心態,正侵蝕著你的退休金!本集《遠見ON AIR》邀請到負責本次調查的遠見雜誌資深主編廖君雅,為我們深入解析勞保與勞退的根本差異,並提出「養大退休金」的三階段實戰藍圖。 🔺 勞保、勞退霧煞煞?哪一個才有「破產」風險? 🔺 退休金該準備多少才夠?「所得替代率」7成是基本門檻? 🔺 勞退「自提」好處多,不僅能節稅,更是「強迫儲蓄」的利器? 🔺 養大退休金三部曲!如何用「以終為始」策略,打造全齡理財藍圖? 主持人/遠見雜誌總編輯林讓均 與談人/遠見雜誌資深主編廖君雅 +++++  勞退新制20週年!《遠見》獨家調查 👉 https://www.gvm.com.tw/article/122382 雜誌、行李箱一次備妥,準備出發就等現在 訂遠見 即贈亞諾納25吋行李箱 ✈️ https://go.cwgv.tw/7n4x6m ✨關注《遠見》更多的社群: LINE:https://reurl.cc/A4ELQp IG:https://bit.ly/3AjBWNV YT:https://bit.ly/38jNi9k Powered by Firstory Hosting

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S3 EP194/【獨家調查】4成民眾搞不懂!勞保、勞退差在哪?小心退休金越存越少

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