S4 E11 February Reset how to spend less and live better

February Money Reset – Getting Back in Control After Summer January in Australia is magic. Sun, beach, long lunches, late nights. Life feels light and money barely registers. And then February arrives and everything lands at once. Christmas. School costs. Credit cards. Quiet business months suddenly picking up again. Suddenly you’re thinking, “Wow. This feels a bit out of control.” In this episode, Phoebe shares why February has become her annual reset month and how she uses simple habits, practical clean-ups, and mindset shifts to get back into calm, confident money mode every year. There’s no shame in this conversation. No spreadsheets. No deprivation. No pretending you should “know better by now.” Just real, doable ways to feel clearer, more organised, and more in charge of your finances. You’ll hear why clutter affects spending, how to spot your money leaks, how to shift from low-value to high-value habits, and why awareness beats perfection every time. If February usually feels messy for you, this episode will help you reset and move forward without beating yourself up.