Samantha Money on The Hidden Liability Gap in Private Aviation

Private aviation has become an increasingly important part of many affluent families' lifestyles, but insuring an aircraft is only one piece of a much larger risk management conversation. In this episode of Risk Ready, PRMA sits down with aviation insurance specialist Samantha Money to explore the complex liability, regulatory, and coverage issues that often go unnoticed by aircraft owners and even their trusted advisors. From the misconception that a personal umbrella policy extends to aviation-related claims to the unique challenges surrounding owner-flown aircraft, international travel, charter arrangements, and fractional ownership, this conversation sheds light on the hidden exposures that can leave affluent families under protected. Listeners will also learn why aviation specialists should be involved early, the most common mistakes made during aircraft acquisitions, and the critical questions wealth advisors, family offices, and insurance professionals should be asking to ensure an aviation program aligns with a client's broader risk management strategy. Whether you advise private aviation clients or simply want a better understanding of one of the most specialized areas of high-net-worth risk, this episode offers valuable insights into protecting complex assets in an increasingly sophisticated environment.