EPISODE · Feb 1, 2026 · 15 MIN
三个税务细节，决定你 2026 年多交还是少交税
from 真相有点意思 · host 真相有点意思
税法最危险的地方，从来不是税率，而是定义和顺序。MAGI 是“变形金刚”，Roth IRA 是“时间锁”，QCD 是“先来先算”。懂规则的人在合法省税；不懂的人，往往是在毫无察觉地多交税。这三件事，本质上都不靠“激进规划”，只靠避免低级失误。而这，恰恰是退休前后最值钱的能力之一。 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit wellandready.substack.com
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三个税务细节，决定你 2026 年多交还是少交税
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