Saskatoon Mortgages 2026: Rates, Renewals & Buy or Sell First

Mortgages, explained without the jargon: fixed vs variable rates, the renewal payment jump, and whether to buy or sell your home first. In Episode 73 of Beyond the Keys, Saskatoon realtor Ryan Bamford sits down with mortgage advisor Tawny Bley of Onest Mortgage to make sense of the financing side of buying and selling a home. If you have a mortgage renewal coming, you are choosing between a fixed and a variable rate, or you are trying to buy and sell at the same time, this episode is for you. What we cover: Saskatoon mortgage rates right now, and why fixed and variable rates move for different reasons The mortgage renewal shock facing Canadian homeowners, and the options your home equity can open up Using rental income to qualify for a mortgage, and why most Saskatoon basement suites were never officially permitted Buy first or sell first? The honest pros and cons of each Down payments and bridge financing, and how to line up the timing so a deal doesn't fall through A quick note: mortgages are personal, and nothing in this episode is advice. For your own situation, the next step is a real conversation with a mortgage advisor. Connect with Tawny Bley at Onest Mortgage: 🌐 onest.ca 📷 Instagram @tawnybley Beyond the Keys is the Bamford & Co. podcast about real estate and life in Saskatoon. New episodes regularly, subscribe so you catch the next one. 📲 Follow @BamfordCompany #SaskatoonRealEstate #Mortgages #BeyondTheKeys