Sat, 31st Jan 2026

In this week's round-up of major financial news in Australia, Paige Estritori discusses significant developments. The expansion of the 5% Deposit Scheme by Housing Australia brings increased accessibility to homeownership and invites competition across lenders. Additionally, the National AI Plan by Albanese Government indicates massive potential economic contributions and benefits to the financial industry. Meanwhile, non-bank lenders are gaining prominence, driving innovation with competitive rates and customized products. Lastly, there are indications the Coalition may ease regulation around home loans to encourage homeownership, yet critics urge caution to avoid escalating household debts. Throughout the discussions, the importance of maintaining financial stability while pursuing accessibility, competitiveness, and innovation is stressed. For more information on personal and business loan options, visit financialservicesonline.com.au.