SBA 504 Rates Are 5.95 Should You Use SBA 504 SBA 7a or USDA Financing in 2026

🏦 SBA 504 rates are holding steady at 5.95% for the 25-year debenture—but is a 504 loan the right choice for your project? In this video, we break down the key differences between SBA 504, SBA 7(a), and USDA BNI financing, helping you understand which program can save you money, maximize leverage, and support your growth goals. Whether you're buying commercial real estate, acquiring a business, refinancing debt, or funding new construction, understanding these government-backed loan programs could be the difference between a good deal and a great one.   💡 In this video, you'll learn: ✅ Current SBA 504 rates for May ✅ How SBA 504 financing works ✅ SBA 504 vs SBA 7(a): key differences ✅ When refinancing with a 504 makes sense ✅ Construction and acquisition financing options ✅ USDA BNI loan opportunities for rural projects ✅ How to structure deals for maximum leverage ✅ Common financing mistakes business owners make