SBA 504 Real Estate Loan Program Masterclass with Casey Hopkins | Ep. 26 | My SBA Loan Pro Podcast

In this episode of the My SBA Loan Pro Podcast, Ryan Smith sits down with Casey Hopkins of Southland CDC for a clear, no-fluff breakdown of the SBA 504 loan program to purchase owner-occupied real estate.This conversation focuses on the core mechanics and decision points business owners need to understand before buying owner-occupied commercial real estate—from eligibility and structure to timing, rates, and prepayment strategy.If you’re considering buying your building, this episode will help you avoid costly mistakes and make informed decisions.If you liked this content, let's connect on social media:If you liked this content, let's connect on social media:Instagram: https://instagram.com/mysbaproTwitter: https://twitter.com/mysbaproLinkedIn: https://linkedin.com/in/ryanpatryckKey Chapters:00:00 - Introduction01:22 - Casey's Background04:30 - 504 Overview05:52 - Loan Structure08:13 - Property Types10:15 - Eligibility11:21 - Occupancy Rule16:59 - Application Process19:54 - Timing Strategy22:27 - SBA Review29:32 - Screen Outs34:55 - Loan Limits42:47 - Prepayment Rules54:19 - Best TimingMore Subject Matter Experts Playlisthttps://youtube.com/playlist?list=PL1...⁠More ThinkSBA Resources⁠https://calendly.com/thinksba - Schedule Callhttps://g.page/thinksba - Google Business Page & Reviewshttps://thinksba.com/faq - Frequently Asked Questionshttps://mysbaloanpro.com⁠ - My SBA Loan Pro Podcasthttp://youtube.com/@thinksba - YouTube Channel